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Hello Friends,

Going for a bike ride along the beach over the weekend, I saw some gorgeous homes with beautifully manicured lawns. I wondered how many of those homeowners defined financial success as owning a vacation home in Maine. This brings me to this week’s article.

Do you ever wonder what it really takes to achieve financial success? This week’s article focuses on three things that financially successful people have in common, and three things you can do Right Now in your life to move you in the direction of financial success.

If you have any questions, please e-mail me at cindy@spendingplan.biz. I am always here to help you in creating a financial life of peace and abundance!
5 Most Important Steps to Your Financial Freedom!

In this FREE pdf download, you will learn what the “5 Most Important Steps to Your Financial Freedom” are and how to begin to apply them to:

  • Take control of your financial life.
  • Create new and positive money behaviors.
  • Create the financial life you desire.
  • Determine how you want to spend your money.
  • Understand how to stay on financial track.
  • Learn how to live in financial peace and abundance!

Get your complimentary copy today here!

“What Does Being Financially Successful Really Mean?”

Do you think that being financially successful means having lots of money? Or maybe a six- figure salary? Does it mean being able to buy whatever you want or owning a big house? Do you wonder what it takes to feel and be financially successful?

People who are financially successful have three things in common—they have a money plan, they have patience, and they do what it takes. Financially successful people only spend what they can afford to spend, know that financial success might mean sacrifice in the short term for greater gains in the long term, and stay focused on their plan to achieve their financial goals, whether that’s saving for retirement, living frugally, and saying no to spending when necessary.

I worked with a couple who decided they were going to be financially successful. I saw their commitment right away. We created a money plan for them to know how they would spend their money, which included reducing credit card debt. They were willing to do whatever it took to pay off their credit card debt—which meant suspending their family vacation for one year (a savings of $5,000). This couple has shown tremendous patience. They kept focused and committed to their plan, and even were able to make more money to pay down the debt faster. They knew that sticking to their plan would mean financial success for them. I can tell you that their goal was to be credit card debt free in 12 months. It has been 9 months and they are debt free! How can you do this?

Here are three things you can do Right Now in moving you forward to achieve financial success in your life:

  1. Decide to take control of your financial life and stop letting your financial life
    control you. That means know where your money is going. Write down your
    monthly income and your monthly total (all) expenses. If your total expenses
    exceed your total income, decide where you’ll cut expenses. Ask yourself if the
    things you buy are needs or wants, and only buy your needs.
  2. Be patient. Know that your commitment to financial success will pay off if you stick with it. People often give up too quickly on their goals and dreams and usually just when success is right around the corner. So, take moving toward financial success one day at a time.
  3. Do what it takes! Apply your never- give-up attitude that you have for the things you love in life to your path to financial success. If you have credit card debt, create a plan to get rid of it. If you want financial freedom in retirement, create a plan to save for retirement. Write down what you want your financial life to look like in the short term and long term, and ONLY take action that will get you to that life!

If you want to find out more, be sure to read my 5 Most Important Steps to Your Financial Freedom. Let nothing detract you from staying on track with your Money Plan. It will be your road to Financial Success!

WANT TO USE THIS ARTICLE IN YOUR EZINE OR WEBSITE? Please do! Just be sure to include this complete blurb with it: Financial Organizer, Cindy Parran Brochu, publishes her “Simplify Your Financial Life” weekly ezine. If you want special tips to live a peaceful and successful financial life, you can sign up for a FREE subscription to Simplify Your Financial Life at www.spendingplan.biz
Cindy Parran Brochu is a Financial Organizer, and her mission is to empower people and to teach them how to achieve financial success. She believes that when people are financially organized in their lives, they have more time to focus on their true passions, free of worry and stress.

She offers dynamic programs and products that show her clients how to become financially organized. Cindy will teach you how to take control of your financial life. She helps her clients create new and positive money behaviors, and she provides support and guidance they need to build confidence in managing their financial lives.

Cindy’s experience is personal and professional. After her husband passed in 1998, and having a son to raise, it became a priority to manage her finances, with great detail. Over the years since then, she streamlined the process and became very proficient at being financially organized, which led to her financial success and freedom. Her professional experience includes managing a non-profit corporation with a $3.85m budget, where she was responsible for all aspects of running the business. She left that work to focus on her true passion of educating people on how to take control of their own financial lives and achieve financial success. She is a proponent of practicing what she preaches in her own financial life.

She lives in Saco, Maine, with her husband, son, pet cockatiel bird and Spanish mustang horse. She loves nature and staying active.