Archive for September, 2010

Freeing Yourself from Credit Card Debt

Do you worry about your ever-mounting credit card debt?  Do you ever wonder how great you would feel if you didn’t have that debt on your shoulders to carry around every day?  That’s a huge burden, and what is it really costing you?  Quite possibly it might be costing you your health, distraction from living in the moment, and peace of mind.

What if you could live within your means every month, and maybe even have more money at the end of the month.  How do you think you would feel?  Maybe fabulous and free!!

First, it’s important to admit there is a problem instead of avoiding.  Avoidance never takes you to where you want to go.  It’s only temporary relief. And, here’s the scoop on problems.  They are not some horrible thing.  Problems are merely an opportunity to make change and to figure out a way to fix it, and when you do the fixing (eliminating your credit card debt), you’ll be left feeling successful and without any more debt!!

Once you decide that you’re ready to free yourself from your credit card debt, here are some actions you can take to say goodbye to that debt forever:

Step 1 (Create a Plan): Write More >

Four Reasons to Create a Great Relationship with Money

Money is an integral part of how we survive from day to day. Doesn’t it make sense to have a great relationship with money? It’s going to be a part of your life for as long as you are here on earth. What does your relationship with money look like?

If you have an unhealthy relationship with money, it might look like this—bills get paid late which results in giving more of it away in late fees and interest, money goes from your pocket to lying around somewhere in the house, you spend it when you can’t afford to, you keep your money crumpled up in your wallet, you say bad things about money like, ‘it’s only money.’ Financial success starts with your relationship with money. Here are four reasons to have a great relationship with money in your life:

1. To live a life of financial peace. When you have a healthy and respectful relationship with money (paying your bills on time, spending money you can afford, creating a Money Plan), you’ll feel less stress and worry in your life. Instead of being preoccupied with money worries, you’ll be focused on living your life with more joy! I’ve seen clients go More >

Listening to Your Inner Money Voice

When you spend money, do you hear a voice saying to you, “I shouldn’t really be buying this,” or “How am I going to pay for this?”  Maybe you hear no voice at all.  Is it so buried that you wouldn’t even hear it if were screaming at you?

Recently, I happened to be at the same event, and at the same table, as one of my clients that I had just begun working with.  Another woman at the table had brought some beautiful watches with multi-colored bands and was selling them.  My client saw those watches and immediately went in like a vulture, grabbing its prey. It was clear that her money voice had been shut off and given no chance to speak.  I asked her at our next appointment what she was thinking when she initially saw the watches.  She told me that she couldn’t help buying the watch when she saw that it was pink!  I knew then that we had some work to do!

Here are three questions to ask yourself before you make your next purchase or find yourself in an unexpected situation where there are pretty things!

Question 1:  Why am I shopping? If you know that you’re More >